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Doing Jigsaw Puzzle

Insurance isn't a puzzle you have to solve by yourself.

Pete Sturm Insurance will guide you on your way to great, cost-effective, coverage. 

Get to Know Pete

Pete Sturm is a dedicated native of Paducah, Kentucky, whose life's mission revolves around serving his community with integrity and compassion. With a solid 14-year tenure in the insurance industry, Pete's journey has been marked by a genuine commitment to assisting individuals and families in securing the best insurance coverage tailored to their unique needs.

Throughout his career, Pete has delved into various facets of insurance, but his passion is for Medicare, Prescription drug coverage, and Life insurance is what he feels that he is called to do. As the owner of his own agency, Pete has the privilege to meticulously sift through an array of options, ensuring his clients receive not just a plan, but the optimal plan suited to their circumstances. His philosophy is simple yet profound: prioritizing the well-being of his clients over any personal gain.

Beyond his professional pursuits, Pete finds strength and purpose in his unwavering faith and the love of his family. For over two decades, he has shared a deeply fulfilling marriage with his wife Kerie, serving as pillars of support and companionship for each other. Together, they have three children and have been blessed with eight very energetic grandchildren.

In every interaction, Pete Sturm embodies integrity, empathy, and a genuine desire to make a positive difference in the lives of those he encounters. Through his dedication to his craft and his commitment to his community, Pete continues to be a beacon of trust and reliability, guiding families through life's insurance and Medicare maze with care and expertise.


Trust is Key

Life Insurance

In exchange for regular premium payments, the insurer promises to provide a lump sum payment to designated beneficiaries upon the insured person's death. Life insurance helps provide financial security to loved ones by covering expenses such as funeral costs, mortgage payments, and other financial obligations left behind. 

Medicare Supplements

Medicare supplements can help cover costs such as copayments, coinsurance, and deductibles that Medicare alone does not fully pay for. Medicare supplements typically work alongside Original Medicare to provide beneficiaries with more comprehensive healthcare coverage, offering them greater financial protection and peace of mind.


What my clients have to say...


Going into retirement and entering the Medicare world can be a bit intimidating. My wife and I were entering this world at the same time and we went to Pete Sturm for help and direction. He was able to alleviate any anxiety we had and clearly explain our options and help us choose the best ones for us. He explained everything in regards to Medicare and helped us with the best option for Supplemental insurance and drug plans.

Shortly after going on these plans I ended up needing a surgery that turned into three surgeries and a month in the hospital. We were out of pocket less than $250.00. I highly encourage you to consult with Pete Sturm as you enter into this phase of life.


Pete is the absolute best at what he does! His passion is helping seniors with their Medicare coverage and supplemental. Pete will tell you what he would do for his own mother. My mom has worked with Pete for several years and we couldn't be happier. Thanks Pete, for all you do!


Pete put me at ease the moment I met him. He is very personable, professional, and knowledgable. He did all the work for us and made Medicare and selecting supplemental plans very easy. He has all of our future business!

Have some questions? 

Check out some of these answers

  • Why do I need life insurance?
    Life insurance provides financial protection for your loved ones in the event of your death. It can help cover funeral expenses, replace lost income, pay off debts, and ensure your family's financial stability.
  • What types of life insurance are available?
    There are several types of life insurance, including term life insurance, whole life insurance, universal life insurance, and variable life insurance. Each type has unique features and benefits.
  • Can I change my life insurance policy?
    Yes, many life insurance policies offer flexibility, allowing you to adjust coverage amounts, change beneficiaries, or convert between different types of policies.
  • Do I need a Medicare supplement plan if I have Original Medicare?
    While Original Medicare provides essential coverage, it doesn't cover all healthcare costs. A Medicare supplement plan can help fill in the gaps and provide additional financial protection.
  • Are all Medicare supplement plans the same?
    No, Medicare supplement plans are standardized by the government but offered by private insurance companies. While the basic benefits are the same for each plan type, premiums and additional benefits may vary.

Still looking for information? Reach out!

I'd be glad to speak with you over the phone, in person, or receive a message from the contact form below. 

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